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Collection of Information
The purchase of a motor vehicle requires considerable accumulation of non-public personal information. For example, if we sell or lease you a vehicle – extending you credit at your request – we will receive information from you in order to determine your credit worthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.
Some of the information we obtain from you may be required by provincial or federal agencies, such as the Ministry of Transportation or Revenue Canada. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver’s license or social security number.
Protecting Your Information
Unless you have indicated otherwise (by checking the last box on the credit application), we share information:
A. As permitted by federal or provincial law.
B. For purposes of processing a sale or lease transaction at your request or authorization, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.
C. When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.
D. With “Affiliated” companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.
If you have questions regarding out information policy or about our car loan approval services, please don't hesitate to contact us.